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how to read an insurance illustration

glossary

alternate dividend scales
difinitions report

questions may have

1. what's the options to choose
    - dividend option (PUAs)
    - flexible guaranteed insurability option

how PUA works

dividends subject to

- the actual investment returns in the participating account
- mortality
- expense
- lapse
- claims experience
- taxes
- other experience

how non guaranteed total death benefit vary from cash value

- PUA used to purchase additional death benefit

choose edo amount